Modern Home Buyers Guide


Empowering Your Home Buying Journey with Innovative Solutions

Dear Potential Homebuyer,

Navigating the complexities of the real estate market and home financing can be daunting, especially with the recent push towards greater commission disclosure transparency. Our goal is to keep you informed and empowered, ensuring a clear understanding of the financial aspects of home buying.

To address these challenges, we're excited to introduce four strategic initiatives designed to simplify and enhance your home-buying experience:

  1. Digital Offer Platform:
  2. Embrace the future of home buying with our digital platform. This innovative approach eliminates delays and paperwork, offering instant access to approval letters, personalized video messages, and detailed financial breakdowns. Our digital offers include high-quality property visuals, providing a comprehensive and transparent view of potential homes.


  1. Appraisal Gap Coverage:
  2. Navigating the gap between appraisal values and sale prices can be challenging. Our tailored appraisal gap strategy ensures consistent rates and payments, safeguarding your financial plan from unexpected discrepancies and keeping your purchase on a predictable path.
  • [Learn More about Appraisal Gap Strategies]
  1. Commission Gap Solutions:
  2. Unanticipated commission gaps can disrupt the smooth flow of transactions. We've developed a Commission Gap approach to ensure all costs are transparently included in your financing, maintaining the fluidity of your home purchase process.
  • [Explore Our Commission Gap Solutions]
  1. Affordable Financing Options:
  2. At the core of successful homeownership is affordability. Our dedicated team is committed to crafting financing solutions that broaden your options. From securing favorable rates to exploring specialized loan products, we focus on making homeownership attainable for you.
  • [Discover Affordability Solutions]

As the real estate landscape evolves, having a knowledgeable and experienced team by your side is more important than ever. We are committed to providing unparalleled support and value, ensuring a seamless, transparent, and rewarding home-buying experience.

Best Wishes,

John Fortener

Reviews

" If you want a Mortgage Advisor that cares and always has time to help, John is the perfect person. John is extremely knowledgeable and always has time to help and answer questions. John has been really helpful throughout the process of getting a house and has great customer service. I highly recommend you to choose John as your Mortgage Advisor."

kalpana bhattarai

"John and his team were extremely knowledgeable and professional. John kept us in the loop during a very volatile rate environment and worked hard to get us the best deal possible. Highly recommend!"

kyrie sauve

"I immigrated last year and it was extremely overwhelmed with all of process. John was always there for me and super patient and thoughtful and flexible."