What’s Better? Price Drop or SBD?

Published 6 months ago

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When looking to buy a home, people often wonder, "Is is Better to reduce the price? or use that same amount of money to Lower the rate, fees and Mortgage Insurance premiums?

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National Rate Averages

Calculated from actual locked rates from consumers nationwide. Powered by .

Conv. 15-Year Fixed

2.252%

-0.001

Conv. 30-Year Fixed

3.019%

-0.004

FHA 30-Year Fixed

3.159%

0.002

Jumbo 30-Year Fixed

3.051%

-0.006

Average interest rate values are calculated from actual locked rates with consumers across more than 30% of all mortgage transactions closed nationwide. For more information on how these indices are calculated, read more.

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